High Net Worth policies (HNW)

Policies will be tailored to meet specific insurance needs. Ticking boxes or feeding postcodes into a computer does not arrive at these policies. We recognise that every person will present an individual set of requirements and our products reflect this.

This is a selection of the excellent benefits that are available
with our tailored policies:

1.      Free Client Manager visit by experts on most policies
2.      Second and third homes (UK & worldwide)
3.      Swimming pools, tennis courts, gardens, greenhouses and outbuildings
4.      Accidental loss or damage
5.      Alternative accommodation provided should the need arise
6.      Trace and access cover
7.      Annual worldwide travel insurance for all the family
8.      Contents world-wide
9.      Home office equipment
10.     Pairs and sets replaced in full
11.     New acquisitions covered from the moment of purchase for 20% of the sum insured
12.     Legal expenses £100,000
13.     Domestic Staff & their belongings
14.     Death of an artist cover
15.     Golfing extension (you can claim £500 for a round of drinks if you score a hole in 1 in an official competition)
16.     Entry on the Art Loss Register
17.     Garden Damage
18.     0% Interest on direct debit (full details on request)
19.     Lifestyle Protection covers, including Identity fraud, stalking incidents and medical consultations.
20.     Warranty free policy
21.     Business property cover
22.     Student cover
23.     Cover for Marquees up to £10,000

These are just some of the features a specialist policy can cover.

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